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Privacy Policy

Last updated: June 25, 2025

Privacy Policy

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.

This Online Privacy Policy applies to www.AmendFinance.com, owned and operated by Amend Finance LLC (sometimes referred to as “Company”), and any Company affiliate or subsidiary online interface that links to this Policy, (each, a “Site,” and collectively, the “Sites”). This Policy describes how Amend Finance LLC collects and uses the personal information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information.

Agreement to this Policy

By using this Site you consent to this Online Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein. If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact us at info@amendfinance.com.

Collection and Use of Personal Information

We collect the following personal information from you: Contact Information such as name, email address, mailing address, and phone number

We collect this information when you contact us with questions or request more information about our products or services.

We use this information to

  • Send you requested product or service information
  • Respond to customer service requests
  • Send you marketing communications
  • Respond to your questions and concerns

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Use of Consumer Reports

With your explicity authorization, we may access your credit file from one or more consumer reporting agencies, such as TransUnion. This access is made solely for permissible purposes under the FCRA, including:

  • Verifying identity
  • Monitoring changes in your credit profile
  • Displaying relevant credit data to you
  • Supporting fraud prevention and debt resolution

This access constitutes a soft inquiry, which does not affect your credit score.

Your Rights Under the FCRA

You have the following rights under the Fair Credit Reporting Act (FCRA):

  • To know what is in your credit report
  • To receive a credit report every 12 months from each of the three nationwide credit bureaus
  • To dispute incomplete or inaccurate information
  • To be notified if information in your credit report has been used against you
  • To place a fraud alert or credit free on your report

For more information, visit: https://www.consumerfinance.gov/learnmore

How to Dispute Credit Report Information

If you believe any information obtained through our services in inaccurate, you may:

  • Dispute the item directly with the consumer reporting agency
  • For TransUnion disputes, visit: https://www.transunion.com/dispute
  • Contact us at info@amendfinance.com for help initiating a dispute

Information Obtained from Third Parties

We purchase marketing data about our customers from third parties and combine it with the personally identifiable information customers provide us, to offer advertising and products in which we think our customers will be interested. We do not disclose this information to any third parties other than agents or service providers working on our behalf. Those agents or service providers are obligated to use this information only for the purpose for which we provided it to them.

Information Sharing

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell, rent, trade, or otherwise share your personal information with third parties without first providing you notice and obtaining your consent.

We may provide your personal information to agents or service providers acting on our behalf for limited purposes. For example, we may share personal information with our agents or service providers to send you email on our behalf. These third parties are authorized to use your personal information only to perform the service they are providing for us.

Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. If you wish to be removed from receiving future communications, you can opt-out by texting STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE.

We reserve the right to disclose your personal information as required by law (e.g., to comply with a subpoena, warrant, court order, or similar legal process served on our website) and when we believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, and/or respond to a government request. In certain situations, we may be required to disclose personal data in response to lawful requests by public authorities, including meeting national security or law enforcement requirements.

In the event AmendFinance.com goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and/or a prominent notice on our website of any such change in ownership or control of your personal information, as well as any choices you may have regarding your personal information.

Choice/Opt-Out

You may opt-out of receiving marketing emails from us by following the unsubscribe instructions included in each marketing email or you can contact us at info@amendfinance.com.

Cookies and Other Tracking Technologies

Cookies

Amend Finance LLC and our partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

Log Files

As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or page views.

We use this information to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.

We may record your IP addresses when you place an order, or engage our services, through our site in order to detect and prevent fraud.

We partner with a third party to either display advertising on our website or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out emailing us at info@amendfinance.com.

Please note this does not opt you out of being served ads. You will continue to receive generic ads.

Correcting and Updating Your Personal Information

Upon request we will provide you with information about whether we hold any of your personal information. If you wish to request access, or deletion of your personal information please contact us at info@amendfinance.com. We will respond to your request within a reasonable time frame.

Data Retention

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Links to Other Websites

Our site includes links to other websites whose privacy practices may differ from those of AmendFinance.com. If you submit personal information to any of those sites, your information is subject to their privacy statements. We encourage you to carefully read the privacy statement of any website you visit.

Social Media Widgets

Our website may include Social Media Features, such as the Facebook Like button, and Widgets, such as the Share This button or interactive mini-programs that run on our website. These Features may collect your Internet protocol address, which page you are visiting on our website, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our website. Your interactions with these Features are governed by the privacy statement of the company providing it.

Security

The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our website, you can contact us at info@amendfinance.com.

California Do Not Track Disclosures

How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services?

We currently do not respond to DNT signals in browsers because we do not track individual users across the web.

May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit www.AmendFinance.com?

No.

Notice to California Residents

In response to a California law, we will automatically treat individuals with California addresses or telephone numbers (when disclosed to us) as if you requested us to not share your information with nonaffiliated third parties except as permitted by the applicable California law. We will also limit the sharing of information about you with our affiliates to comply with California privacy laws that apply to us.

Notice to Vermont Residents

In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we not share your information with nonaffiliated third parties, and that we limit the information we share with our affiliates. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

Notice to Nevada Residents

We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing at info@amendfinance.com. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail: BCPINFO@ag.state.nv.us.

Notice to Users Outside of the United States

This Online Privacy Policy is intended to cover collection of information on our Sites from residents of the United States. If you are visiting our Sites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third-parties with whom we share it as described in this Notice.

Protecting Children’s Privacy Online

The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. We do not knowingly collect information from children under 13. Visit the Federal Trade Commission website for more information about the Children’s Online Privacy Protection Act (COPPA). If you believe that we have received information from a child or other person who is not of a majority age in their relevant jurisdiction, please contact us at our email or physical mailing address listed in the “Contact Information” section below and we will take all reasonable efforts to remove the information.

Notification of Privacy Statement Changes

We may update this policy from time to time as our information practices are modified or changed. If we make changes to the Privacy Notice, we will revise the “Last Updated” date at the top of this Notice. Any changes to this Notice will become effective when we post the revised Notice on the Site. Your use of the Site following these changes means that you accept the revised Notice.

Contact Information

You can contact us by writing or email us at the address below.

Amend Finance LLC

402 W Broadway
Suite 400
San Diego, CA 92101

info@amendfinance.com

Please print and retain a copy of this privacy policy for your records.

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Empowering thriving financial futures through tailored solutions.

Hours (Pacific Time)

Monday-Saturday: 8:00 AM - 5:00 PM

Sunday: Closed

Amend Finance LLC will never discriminate based on race, color, religion, sex, marital status, national origin, or ancestry.

Amend Finance LLC is Utah-licensed, which conducts consumer lending or related activities under the Utah Department of Financial Institutions, Title 70C Consumer Credit Code, as required by law, with its main office located at 402 W Broadway STE 400, San Diego, CA 92101, telephone number: 844-310-2595. Amend Finance LLC is registered with the DFPI under the CCFPL Registration #: 01-CCFPL-2655479-3473168. Loans are not available in all states. Annual Percentage Rates (APRs) range from 5.20% APR to 35.99% APR, with the lowest rates for the most creditworthy borrowers. Rates are subject to change daily. Minimum loan amount is $5,000.00. Maximum loan amount is $100,000.00. Eligibility is not guaranteed and requires that you meet credit and other conditions, including: (a) you are continuing to meet the criteria for this prescreened offer; (b) your credit report, application and credit history meet our pre-established credit criteria; (c) your monthly debt-to-income ratio; and (d) your employment status. Your actual rate depends upon credit score, loan amount, loan term, credit usage and history. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan. All loans may be subject to origination fees ranging from 1%–5% of the loan amount, if permitted under applicable state law.

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